“No Spend Day” – A Way To Retrain Your Spending Habits

no spend day

Millennials, I want you to participate in “No Spend Day” some time this month. Or, if you’re reading this after March, then do the day in whatever month it currently is. Now, what is “No Spend Day,” and how does it work? Keep reading and I’ll tell you.

“No Spend Day” – What Is It?

This day is when you don’t spend any money except for necessities (like medication, gasoline for your car, things like that).

However, some people won’t even spend money on that day for those necessities, as they plan ahead for those expenses. I’ll discuss how to plan for this day later in this article.

“No Spend Day” – Why Do It?

People decided not to spend any money in a day to think about how much money they spend in general. Do you know how much money do you spend in a day? I bet you don’t. For most of us, we spend without thinking. Let’s look at a typical day for many Millennials:


In the morning rush, people do one of the following:

  • Buy breakfast.
  • Stop by a coffee shop and purchase a coffee and/or a pastry.
  • Drop by a convenience store and buy an energy drink and/or some snacks.


By the afternoon, people are hungry. Unless they brought their lunch from home, they will most likely go out to eat. On top of that, many people spend their lunch break shopping online, buying stuff.


After a long day at work and commute, some people look in the fridge and don’t like what they see. A few may have nothing at home to eat because they haven’t shopped yet. So they order takeout to be delivered. While they wait for that, some go online and end up buying more stuff.

How Do You Go About Starting This Day?

Planning is key to have a successful “No Spend Day.” If you really want to spend no money at all, you must make sure you eliminate any pitfalls.

First, you must meal plan. You can spend a day to cook and prepare your breakfast, lunch and dinner. Or you can pack your lunch beforehand and eat breakfast when you get up and heat up a meal when you get home.

Second, you need to stay away from online shopping. It’s so easy to shop and buy stuff online that you don’t really have to think.

Third, make sure you don’t need any necessities. Verify you have enough gas in your car, you have enough food at home and you don’t need medication or household supplies.

Finally, be alert regarding your moods. A particular mood may prompt you to spend money so you’ll feel better. Or another mood may bring a feeling of celebration, which can lead to spending money.

What Will You Learn From This?

For me, I learned how to control and modify my spending. Hopefully, you learn this too.

Some financial experts don’t like “No Spend Days” because they think you can cram a bunch of shopping in one day. However, I disagree with those experts because this day isn’t about delaying a shopping splurge; it’s about becoming alert to one’s spending.

Spending money isn’t a bad thing, but spending it without thinking is. And that’s what many Millennials and other Americans do each and every day. In turn, we then wonder where our money disappeared to. Finally, this mindless spending can lead to credit card debt.

In the end, I go days without spending any money throughout the week. I bundle my shopping on one or two days so I can monitor it, which then allows me to shop wisely.

Thanks for visiting my website and reading this post! Make sure to bookmark my website so you won’t forget to visit! And remember…

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